Currently trying to complete M-score analysis for Uni paper. When researching online I'm getting confused on which year should come first for DSRI. So for example do I input 2014 figures then 2013 or 2013 then 2014. For Asset Quality index, what do I include as securities - where do I find these in annual reports? Also, when looking for the depreciation figure in annual reports, I am struggling to find depreciation on its own - can I use the figure stated as depreciation and amortization? One final question is, for leverage index, what is considered l/t debt. Would it be Borrowings, Derivative financial instruments and other liabilities?
